There are many travel credit cards in Canada, from frequent flyer program-branded cards to cash back ones, the choice is yours.

However, the Scotiabank Passport Infinite Card is different. It’s a card you want to have while you’re travelling. The current card offer will explain why I consider this card at my top 5 cards in Canada for travellers.

Bonus Offer & Points

Earn 20,000 bonus Scene points when you spend $1,000 in the first 3 months of enrollment. Another 10,000 points can be earned when you spend $40,000 per year.

Scotia Scene+ points can be used towards travel, which means you can use your 20,000 Scene+ points towards paying off part of your future travel expenses. You can use them on gift cards as well. But I believe the value lies in paying off travel expenses such as airfare, a hotel booking or a car rental.

Carholders will earn 5x for the first 3 months on travel purchases.

Also, 2 Scotia Rewards points per $1 on:

• Grocery stores (metro, IGA, Loblaws, Safway & others);
• Restaurants;
• Entertainment purchases (cinema, shows, theaters);
• Transit purchases which cover taxi, metro, train, ferries & bus fares.

There’s a $50,000 cap on the 2 points for $1 earnings. This cap is calculated on a calendar year-basis. Any other purchase category will earn 1 point per $1 spent. It’s a good way to earn a lot of points on everyday purchases.

First year fee of $139 is waived. Which adds value to the card offer. But there is more.

Scotiabank Passport Visa Infinite Card Travel Benefits

The card offers some travel benefits that bring additional value and savings to Canadians who travel outside Canada. Let’s see what they are and how they can be leveraged.

No FX Charges

No Foreign Exchange (FX) charges is probably the best feature of the card. We know that the vast majority of credit cards charge on average 2.5% on foreign conversion.

This is good news for people who travel frequently. Also, Visa is accepted worldwide and makes it easy to charge the card without having to handle cash. Restaurants, coffees, groceries, hotels and other purchases can add up real fast. The card allows to save a few hundreds of dollars whether you travel once a year or frequently.

Also if you shop online on US and foreign sites, this card has your back!

Priority Pass Lounge Access

Cardholders get complimentary 6 Priority Pass access per 12 month-cycle from the date of enrollment. That means all 6 passes have to be used inside the 12-month period. Priority Pass membership ends when cardholder member cancels their Scotiabank Passport Infinite Card.

That’s a total value of $392!

Priority Pass offers more than 1,000 lounges across the world. I have experienced some extraordinary lounges such as the Primeclass Lounge Muscat, Primeclass Lounge Zurich Terminal E and the Plaza Premium Lounge Heathrow Terminal 5A. Airport lounges access is of great value for the significant savings on food & beverages but also for a quieter space on a layover.

Solid Travel Insurance

The card comes with a suite of travel insurance coverage. You can go through them in the dedicated Scotiabank Passport Infinite Card Welcome Kit pdf made available online:

Travel Emergency Medical

Trip Cancellation

Trip Interruption

Flight Delay

Delayed & Lost Baggages

Hotel Burglary

Car Rental Collision & Damage

Common Carrier Travel Accident

Eligibility

Those who wish to obtain the card must have an annual income of $60,000 or more, or have a minimum household income of $100,000. Hence, use the income level scenario that will make your application more favorable.

How I Used The Card

I got the card in January 2020. I used it to pay for most of my 7 nights at the Doubletree Zagreb and Doubletree Istanbul Old Town. I took the 20,000 bonus and subsidized the hotels stays. That’s $200 in cashback and zero foreign exchange fees.

I also was able to access the Bank National Lounge at YUL and the IGA Lounge at IST. A value of a little over $70.

Verdict on the Scotiabank Passport Visa Infinite Card

As a traver el you need to have a credit card which does not charge a fee on the foreign exchange. The Scotiabank Passport Infinite Card does a good job on that in addition to providing 6 annual lounge passes and an annual fee waived on the first year.